Only available in the United States 🇺🇸

Replace your business bank accounts.

Get paid instantly* when tasks are completed, simplify your financial reporting, and track all your financial transactions easily.

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Business Account DashboardTransactions from mobile

Never wait for a check to clear again.

By using a business account to accept payments, funds will be ready to use and settle immediately.*

The old way
Paper checks, invoices, and a lot of wasted time.
A crowded way of doing old finances.
The Bolster way
Spend as soon as you receive an online payment.
Spend right awayview issuer statement

*Instant settlement only available on business days and weekdays.

"I was so excited to get off QuickBooks for payments, and move away from my old software to an all-in-one tool that does everything."

Pete Farris
Owner, Epic Remodelers Inc.

Easy online application.

Get started in three easy steps.

Sign up
Activate your account in the Bolster app, with zero additional or monthly fees.
Step 1
Money in
Receive money from your Bolster projects and other Bolster accounts instantly.
Invoices coming in
Money out
Pay other business accounts, make bank payments, or spend using Bolster cards.
Bolster Virtual Cardview issuer statement

Manage business finances in one place

Completely eliminate the tech stack for invoicing, billing, cash flow, and your payment process by using a Bolster Business Account to accept payments.
Gain a complete overview of your financials and business expenses in the financial services dashboard.

Get paid every day

Send payment requests through the client portal on task completion, which can be paid with debit & credit card or secure bank transfer. Skip long check clearing times, and get payments deposited quickly into your Bolster Business Account.
Dashboard mockup

Replace your bank accounts

Completely eliminate the tech stack for invoicing, billing, cash flow, and your payment process by using a Bolster Business Account to accept payments.
Dashboard mockup
view issuer statement

Spend as soon as you receive funds (coming soon)

Control operating expenses, overhead expenses and expense accounts with Bolster virtual and physical cards. Spend anywhere and track all outgoing financial transactions easily.
Dashboard mockup
view issuer statement

Frequently asked questions

Have more questions about our payments and payment reminders, or just shopping around for the best invoicing software for your needs?

Are there any additional fees or contracts to access a Bolster Business Account?

How quickly can I get paid?

Can a Bolster Business Account automatically generate financial statements?

How does a Bolster Business Account work with Bolster Payments and cards?

How does a Business Account record financial transactions?

Is it secure?

How can I replace all the financial accounts at my construction company?

How does a Bolster Business Account help me measure my company's financial health?

What would you do with more time and more profit?

The all-in-one software for construction contractors

Save time, win more jobs, increase profit, and get paid faster with Bolster.

Get started

Simplify Construction Accounting and Project Management with Construction Financial Management Software

Introduction to Construction Accounting Software

Construction accounting software is purpose-built to address the unique financial challenges faced by construction businesses. Unlike generic accounting software, it’s designed specifically for the construction industry, offering tools that help contractors, general contractors, and subcontractors manage every aspect of their financial operations. With features like project management, job costing, and cash flow management, construction accounting software enables construction companies to track expenses across multiple contracts, create invoices with ease, and maintain total control over their accounting processes.

By streamlining complex workflows and reducing manual errors, construction accounting software empowers construction businesses to make informed financial decisions. Whether you’re managing a single project or juggling several jobs at once, this software provides the visibility and control needed to optimize cash flow and keep your business running smoothly. For any construction firm looking to improve financial operations and stay competitive in the industry, investing in specialized accounting software is essential.


Financial Friction in Construction Businesses

Financial Friction in Construction BusinessesRunning a modern construction business means wearing many hats: builder, planner, estimator, and unfortunately, sometimes bookkeeper. Construction financial management software can help streamline business operations by improving document management and payment processes, leading to better workflow and financial performance. But traditional financial workflows weren’t built for construction. Whether you’re managing a single remodel or dozens of active jobs, you need real-time control of your costs, payments, and profitability.

Outdated Tools Create Chaos

Too many construction professionals rely on generic spreadsheets and old accounting software to track critical project numbers. These disconnected systems slow down your team, introduce errors, and delay insights that should be instant.

Modern construction software integrates project management, accounting, and operations, helping synchronize data, streamline workflows, and support compliance for greater efficiency and improved project oversight.

Construction-Specific Workflows Need Construction-Specific Tools

You can’t use a hammer to paint a house. So why use software built for retail or restaurants to run your contracting company? Regular accounting systems often fail to address the unique needs of construction, such as long project durations and complex contracts. Construction demands unique tracking like job cost accounting, purchase orders, and milestone-based billing. Construction software also helps ensure compliance with regulatory requirements specific to the construction industry.

Understanding the Construction Industry

The construction industry is known for its complexity, with every project involving a web of contractors, subcontractors, and clients. Each construction project brings its own set of challenges, from managing fluctuating project costs to ensuring accurate job cost tracking and maintaining healthy cash flow. Standard accounting software often falls short in this environment, lacking the project management tools and job cost accounting features that construction businesses require.

Construction accounting software is tailored to meet these industry-specific demands. It provides robust project management capabilities, detailed financial reporting, and real-time tracking of project costs and job costs. By understanding the unique requirements of the construction industry, businesses can select accounting software that not only streamlines financial management but also supports better decision-making and more efficient operations. With the right tools in place, construction companies can confidently manage projects, control costs, and deliver successful outcomes for their clients.


What are Bolster Business Accounts?

Bolster Business Accounts is an integrated financial tool inside the Bolster platform—construction accounting software specifically designed to simplify financials for contractor firms, helping contractors deliver projects efficiently and stay on budget.

Not Just a Payment Tool—A Financial Command Center

This isn’t a bolt-on billing app. Your Business Account is a digital hub where financial transactions, project costs, and invoicing live natively inside your construction project management software.


Get Paid Faster—Without the Admin Overload

Why Payment Speed Matters

Delayed payments can derail even the best-run construction projects. With Bolster, you can send invoices immediately when a task is marked complete and receive payments instantly through ACH or credit card.

No More Paper Checks

Get rid of paper checks and bank delays. Bolster ensures accurate and timely payment amounts to vendors and subcontractors, helping you maintain strong business relationships. Funds deposit directly into your Bolster Business Account—ready for accounts payable, payroll, or reinvestment in your next job.

Improve Cash Flow Stability

Having steady, predictable cash flow allows you to take on new projects confidently and avoid drawing from personal lines of credit or cash reserves.


Seamless Financial Integration Across Projects

Connected to Project Management

Unlike standalone tools, Bolster connects financial software to your entire job pipeline. Bolster also provides mobile access to project data, including purchase orders and time entry, for real-time convenience. Estimates, selections, schedules, and invoices are all linked to real-time cost tracking.

Create Invoices Automatically

Generate polished, branded invoices from within the job schedule. Every bill aligns to your contract structure, reducing errors and ensuring nothing is missed.

Track Costs As They Happen

Labor hours, materials, subcontractor fees—every dollar is tracked against its respective phase using built-in time tracking and project tags.


Managing Accounts Payable and Receivable

Efficiently managing accounts payable and receivable is crucial for the financial health of any construction business. Construction accounting software simplifies this process by automating invoicing, tracking payments to subcontractors and suppliers, and monitoring incoming payments from clients. This level of automation helps construction companies maintain strong cash flow, reduce the risk of late payments, and minimize manual errors.

With construction accounting software, businesses can generate detailed financial reports that provide a clear picture of accounts payable and receivable at any given moment. This real-time visibility supports better cash flow management and enables construction companies to make informed financial decisions. By streamlining the tracking of payments and accounts, construction businesses can focus more on delivering quality projects and less on chasing down payments or reconciling accounts manually.

Real-Time Visibility into Costs and Profitability

Your Financial Dashboard

Bolster gives you a birds-eye view of your company’s finances and lets you drill down into each job’s profitability with live financial data.

With real-time analytics, users are empowered to make data-driven decisions for improved financial outcomes.

Know Your Numbers—At All Times

From accounts receivable to upcoming purchase orders, Bolster makes it easy to see what you’ve billed, collected, and spent.

Avoid Cost Overruns

By comparing budgets vs. actual costs in real time, you can act early to fix overages before they affect your bottom line.


Handle Construction-Specific Financial Needs

Manage Job Costing Like a Pro

Allocate every cost to the correct job, category, and line item. Bolster provides detailed information for managing complex project data, contracts, and compliance requirements. Bolster turns raw data into useful financial reports—no spreadsheets required.

Track Purchase Orders and Vendor Invoices

Bolster’s purchase orders module lets you issue, receive, and reconcile vendor bills within your project workflow—helping you manage committed and actual project costs.

Align Budgeting With On-Site Progress

Since Bolster links field progress and financial information, you don’t need to wait for the accounting team to spot overages or unpaid invoices.


Empower Your Office Manager and Field Staff

Reduce Double Data Entry

Bolster eliminates double data entry by integrating project management with accounting. Enter information once and let the platform keep everything in sync.

Support Your Project Management Staff

Project managers can track time, submit logs, and even approve expenses that automatically update the financial dashboard—keeping everyone aligned.

Additionally, project managers can submit daily logs to track site activities, safety incidents, and workforce presence.

Ease the Burden on Office Admins

Your office manager can stop chasing receipts and entering data into disconnected tools. Bolster handles the handoff between departments in real time.


Security, Simplicity, and Reliability

Financial Security You Can Trust

All funds are held by Bolster’s global payments partner (Adyen) using industry-grade encryption. Your financial transactions are safe, traceable, and transparent.

Simple, Fast Setup

No bank visits. No account fees. Sign up, verify your business, and your Bolster Business Account is ready—right inside your Bolster dashboard.


Built to Help You Scale

One Platform, One Source of Truth

From prospect to final payout, manage the full lifecycle of your construction projects in a single platform. Estimating, contracts, invoicing, payments—all connected.

Powerful for Solo Builders, Scalable for Growing Teams

Whether you’re a team of one or running dozens of jobs, Bolster grows with your construction business—without adding tech bloat or extra admin work.


Financial Planning Without the Guesswork

Reliable Financial Reports

Produce essential reports—job cost summaries, income statements, cash flow, or customer balance reports—in just a few clicks.

Data-Driven Decision Making

Use Bolster’s real time data to make informed financial decisions on hiring, resource use, or adjusting project scopes.

Bolster’s integrated tools also help save time by streamlining invoicing, reporting, and expense management.

Stay Ready for Growth

With clearer insights, you can spot profitable job types, build stronger bids, and scale confidently into new services or markets.


Why Contractors Love Bolster

Designed with Construction Experience in Mind

Bolster was built by pros who understand the frustrations of outdated systems. That’s why it handles standard accounting and construction workflows in one elegant platform.

No More Workarounds

Avoid the patchwork of apps and spreadsheets. Bolster gives you the full power of integrated management software that works for your trade.


Impress Your Customers and Subcontractors

Streamlined Customer Experience

Your customers can approve selections, receive invoices, and make secure payments from one easy-to-use portal—improving trust and professionalism.

Keep Subcontractors Paid and Happy

Pay subcontractors directly from your Business Account. Faster payments build strong relationships and better job site cooperation.


Smart Budgeting, Smarter Projects

Eliminate Surprise Overages

Every dollar is categorized, tracked, and visible. You’ll always know where a project stands financially.

Optimize Resource Allocation

Bolster helps you track materials, labor, and change orders in real time—so your resource allocation stays sharp and efficient.


The Bottom Line: Run Your Construction Business with Confidence

Bolster Business Accounts offer the simplicity, speed, and financial management power that today’s contractors need. With fewer errors, better financial decisions, and less time spent on admin, you can focus on delivering great projects—not chasing down invoices.